Showing posts with label Insurance. Show all posts
Showing posts with label Insurance. Show all posts

Tuesday, September 27, 2011

Fisker Surf

In a design masterstroke, Fisker Automotive has created a completely original vehicle: the first electric luxury/sports automobile for an active and eco-friendly lifestyle. The Fisker Surf builds on the success of the ground-breaking Karma Electric Vehicle with extended range (EVer™) by adding additional, flexible load-carrying capability, along with a spirited new attitude all its own.
Fisker Surf combines performance, luxury, style, utility, and economy with an enduring concern for the sustainable use of resources and respect for our natural environment.


As a global company Fisker Automotive will offer the Surf in all its markets around the world for the 2013 model year. The Fisker Surf will create a new niche and open new customer markets for Fisker, by appealing to those looking for this unique blend of advanced technology, innovative design and environmental sensitivity, with added versatility. Europe, in particular, has demonstrated a historic fondness for sport-wagon design, and it is there where Fisker anticipates strong demand.
The Fisker Surf is the first vehicle of its kind and a radical departure from traditional vehicles offered by other manufacturers. It brings added energy to Fisker's focus on Uncompromised Responsible LuxuryTM and Pure Driving PassionTM.
Exterior Design
Very early in the development of the original Karma sedan, company CEO and Executive Design Director, Henrik Fisker decided a more versatile variant would be part of the model lineup. So when the time came for the evolution from Karma to Surf the path had already been defined for combining utility with bold and striking design.

Tuesday, September 13, 2011

Car And Bike Insurance Groups

by: Rob Laird - RPL Driving

When getting prices for insurance, one of the things the company looks at the the vehicle you're insuring.

This is a sliding scale from 1 to 20, with a car like a 998cc Vauxhall Corsa at the lowest group; insurance group 1, a mini cooper convertible higher at group 9, and pretty much every Ferrari up the top at group 20. Bikes have a very similar system.

There are several things need to be taken into consideration when assigning a group:


1. The price of parts, as if there is an accident, it will affect how much the company needs to pay out to repair your vehicle. Also if a vehicle is difficult to work on, making repair times longer, this will also tend to increase the group.

2. The security fitted to the vehicle. More security, less likely to be stolen, less likely for the insurance to need to be used, so therefore a lower group.

3. The cost, quite simply because if the car is written off, and it needs to be replaced, the higher costing vehicle, will have a higher group.

4. Look at a 1 litre car to a 3 litre, obviously the larger engined car would have a more expensive group. Overall acceleration and top speed are also taken into account.

5. Desirability, 2 very similar cars, might have 2 completely different groups if one of them has a history of being more attractive to car thieves.

So before you jump in and buy your car, do some research on the costs of insuring it first, and look at similar cars that might save you hundreds of pounds.

Auto Gap Insurance: Can You Afford To Pay For The Same Car Twice?

by: Sam Streubel

I’ve been preaching the gospel of GAP auto insurance ever since my son’s SUV got stuck on a boat ramp and was swallowed up by the incoming tide.

It’s one thing to kiss your car goodbye, but quite another to find out you still owe the bank $6,400, as in the case of my son, even after the insurance company payout.

Now if you’re reasonably well off you could afford to take the hit and move on. But if you’re just starting out on your own, or in a precarious financial position, it could set you back for years to come.


Can you imagine how you’d feel struggling to make payments for 2 or 3 years on a car you’ll never see again while at the same time trying to pay for its replacement?

Just to drive the point home, I would like you to read this comment appearing in InjuryClaimGuide.org from a young lady who just lost her car.

“Hello again. I was involved in an auto accident on Monday. The other driver was found at 100% fault. My insurance is helping me claim uninsured motorist expenses and are filing a lawsuit for time missed off work and medical injuries.

They’re paying me what my car is worth, but unfortunately, it’s not enough to cover all of my loan (it’s off by about $2000 or so).

This is not good. It means I have to pay that off before I can buy another car. Which will take, quite possibly, another year to do!

I need a car! It’s how I work…it’s how I live! Is there anything I can do? Can I sue for the rest of the money? My car is how I work (Delivery driver for papa johns) so without it, I’m not making nearly as much money as before. There’s got to be something I can do to help me buy a new car and get back on my feet!!!!!

Thanks in advance.”

Unfortunately, the chances of her collecting the $2,000 she so desperately needs are practically nil.

The real tragedy here is that she was probably unaware her car loan was upside down in the first place. And even if she did know, I doubt she was aware that an inexpensive Gap insurance rider on her policy would have paid the $2,000 difference for her.

And she’s not alone. Another vulnerable group of car owners are those who put less than 20% down on a new car purchase. Since just about every new car loses 30% of its value during the first year of ownership, the amount owed to the bank or finance company would exceed the actual cash value of the car for at least the first 3½ years of a 5 year car loan.

In this era of 0 down car loans, many unsuspecting new car owners are leaving themselves wide open for a real, but avoidable, financial calamity.

The solution to this problem is easy and affordable. The best, and least expensive, way to purchase a Gap policy is through your existing auto insurance carrier. If they don’t offer it find an insurance company that does - especially now when every auto insurance provider known to man is offering to save you hundreds of dollars if you switch companies.

Typically, adding gap insurance to a policy costs only 5 or 6 percent of comprehensive coverage, or $20 - $30 a year. This is a far cry from the $500 – $700 that dealerships and finance companies are asking for the same product.

Fast And Cheap Car Insurance Is Available Online

by: Nick Messe

Everybody needs auto insurance because it is unlawful to drive a car without it. However, not everyone, especially in these troubled economic times, has the same amount of money to spend on auto insurance. Therefore finding inexpensive solutions is vital. Fortunately, some reasonably priced insurance companies do exist, and there are agencies that can help you find them. Many of these can be found online.

These are reputable and competent insurance agencies that have in-depth knowledge about how to find the best rates for your particular vehicle insurance needs. If you're looking for cheap insurance, and you're tired of the hassle of shopping for auto insurance, there are some facts you should know about looking for insurance and how online agencies can help.


There are a number of different types of automobile insurance and auto related services that go with them. For instance, you might need ordinary vehicle insurance, motorcycle insurance, commercial vehicle insurance, and so on. You might also be interested in extra services like roadside assistance. With a good online agency you can find these insurance types and services at prices you can afford.

With these policies you have a choice of paying monthly premiums or paying the entire premium balance off at one time. The better an your driving record, generally speaking, the lower your premiums will be. There are some variations in insurance rates that are based solely on demographic information such as age group and the type of vehicle being driven as well. A competent online insurance agency takes all of this information into account in trying to find an inexpensive and comprehensive insurance policy for its customers.

More specialized situations that require competent online professionals to help you find the insurance you need. For instance, certain drivers are required to purchase what is called SR22 auto insurance. This type of insurance is usually assigned by judges after cases involving accidents in which one of the parties was not insured.

The uninsured party is then required to purchase SR22 insurance. This insurance type has special requirements and restrictions that allow the state to verify that an individual's insurance stays in effect without any lapses. There is some variability in SR22 policy by state, but the overall purpose is the same. The company the insured buys the policy from files a form with the Department of Motor Vehicles assuring that this type of insurance is indeed in effect.

There are some advantages to getting your insurance through an online agency rather than through an ordinary broker. Often you have to wait on the phone or for a call back while insurance agencies check their own online systems for the cheapest insurance companies and give you a quote. With online insurance this process is faster and more convenient. You can enter your information and get a quote quickly and easily.

You don't need to take a trip to an office somewhere, you can do the whole thing at home on your computer. This saves on gas and time. These agencies have fast and easy online forms that you can fill out rather than having to mail them to insurance companies.

If you are currently uninsured, you don't have to illegally drive to an insurance agency. This may not seem like too much of a risk, but there are plenty of stories about people who have been stopped on their way to an insurance agency to get their vehicle insured. This will result at least in a costly ticket and at most in getting your car towed, license suspended, and even in some cases incarceration.

Imagine not having to wait in line or in a waiting room for a representative to help and explain things to you. You can look over all the information yourself online and make a decision about what types of insurance are best. If you do get into an accident, you can file your claim with online claim forms. These are also much easier to deal with than trying to get agents on the phone and send them claims forms through the mail.

How To Find The Best Car Insurance Quotes

by: Wendy Moyer

There are quite a few things that anyone can do to get the best car insurance quotes and pay the lowest monthly premiums for their automobile insurance. This article takes a look at some of the easiest things you can do to lower your monthly auto insurance premiums.

How Much Is Your Car Worth?

First, you should not over insure an inexpensive car. If you own an old inexpensive car and your monthly insurance premiums are more than 10% of your car's value then you are paying too much for your insurance. You should consider changing your coverage to "liability only" because doing that will lower your rates.

How Good Is Your Credit?

Next, check your credit rating. If there are any mistakes on your credit report it could be one of the main reasons why your insurance premiums are higher than they need to be. When you find a mistake fix it as soon as you can.

Are There Discounts Available?

When you speak to your auto insurance agent find out if there are any discounts or promotions available. Often there are unadvertised discounts available that you will have to ask about before signing up for a plan.

For example, if you have taken a defensive driving course you might be eligible for a discount. Or, if you have children who have GPAs of at least 3.0 then you could be eligible for a good student discount.

Make Your Deductibles Higher

Your deductible is the amount of money you will have to pay if you submit an insurance claim. One of the ways you can make your monthly insurance premiums much lower is by raising your deductibles.

For example, by raising your collision and comprehensive deductible from $200 to $500 you can potentially lower that part of your insurance premium by up to 30%. And, if your raise the deductible to $1,000 you could lower that component of your premium by as much as 40%.

Get a Number of Car Insurance Quotes Online

You can save a lot of money by shopping around. And, since the advent of the Internet, it is very easy to get car insurance quotes from several companies in a very short amount of time. You should probably get quotes from at least four different insurance providers to make sure that you are getting the best coverage with the lowest rates from the highest quality company.

So, in addition to checking for the cost of the premiums, also look for a dependable insurance provider who has a high standing and good, strong history. You want to be assured that they will be there for you if you need them. A.M. Best provides ratings of a lot of different insurance providers, as does the Standard & Poor's website.

Getting Online Vintage Car Insurance

by: Adam Rise

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Although some people are involved in the restoration of vintage cars as a means of business, the greater driving force behind many of those involved in this industry is their great passion. Their primary source of joy is to see a vintage car come back to life.

Many people strive to own a vintage car as a sign of some unique kind of prestige, particularly when you consider how involving it is to maintain such a vehicle. However, owning such a car is not just a matter of having the necessary funds. You need to be passionate about vintage cars in the first place.

The restoration of a vintage car requires a great deal of patience. It requires delicate skill and a lot of determination. Although restored cars are usually displayed at car shows, some owners will drive them occasionally. However, some people will just keep them carefully in wait for the appropriate shows. This should not take you with surprise as we have already said that restoring such cars is quite an involving undertaking. It requires a lot of money and time in order to be done successfully. Risking its destruction or theft is hence quite a high price to pay. Which is why it is important for you to take an insurance when you have such a prized possession.


Vintage car insurance is not the same as that of the ordinary cars. Contrary to what you may think, it is actually cheaper to take a insurance than the normal one. This is due to the limited mileage covered in addition to such considerations as parking garages. Another factor that determines the price of vintage car insurance is the type of car itself. If it is a rare model that is costly, the price of the insurance too will be higher.

There are some things you should bear in mind before you take your the insurance. For instance, you need to determine whether the provider guarantees your car's valuation first. Otherwise you may discover that your claim will not be accepted when the time comes. Of course you will foot additional bills for such a valuation, but it is still a worthwhile undertaking.

You will not find difficulties in getting a suitable vintage car insurance, as they are readily listed in vintage car magazines or yellow pages. You can then get in touch with the relevant providers either by visiting their offices or placing a call.

However, these two options have their respective drawbacks. You may need to make several phone calls and then comparing the quotes will be difficult. And speaking to an agent may make you make a commitment before you do enough research. So, you can instead do your search online more conveniently and quickly.

Choosing Car Insurance in UAE

by: Kinjal Shah

When choosing an insurer to take care of your car insurance, it is advisable to engage in some research first. An international insurer with a proven track record of delivering high levels of customer service is a practical choice to ensure peace of mind and hassle free driving.

Essentially, customer service in the motor insurance sector entails a prompt and educated response to a customer’s enquiry, appropriate quotes for the levels of desired protection, providing support during the contract period and importantly honouring a claim as stipulated in the insurance contract. International insurers with a long-standing experience are well equipped to deliver on such customer service benchmarks via their branches, call centres and their advanced web interfaces. You can now get a quote, buy or renew your policy and report a claim; all online and within a matter of minutes.


Many international insurers provide a full range of personal insurance solutions. These range from car, home, medical, travel, yacht, golf and personal accident insurance.

Having yourself, your family and your possessions insured with a reliable and recommended insurer translates to peace of mind and security against the unforeseen.

Do ensure that you are not carried away by the lucrative price offer provided by certain insurers in the UAE. A cheap insurance policy does not necessarily mean a good insurance policy. Hidden costs in the form of excesses maybe heavy on your pocket in the event of a claim. Read your policy wordings carefully and understand the implications before purchasing your car insurance in UAE.

Monday, August 22, 2011

Land Rover Range Rover Evoque 5-door

After a brief statement at the Paris Motor Show, Land Rover has revealed details of the 2012 Land Rover Range Rover Evoque 5-door. U.S. sales begin in autumn 2011 and Land Rover announced an estimated street price of $ 45,000.
Although it was not anything else on this release, we expect the same design and look at the engine lineup. Clean, Prestige and dynamic: Will the choice of either Land Rover Range Rover Evoque 2WD or 4WD version, and three trim levels. Under the 2012 Land Rover Range Rover Evoque 5-door hood, the new 2.0-liter supercharged SI4 gasoline direct injection and dual variable valve timing in combination.

Just as with the two-door version, the 2012 Land Rover Range Rover Evoque 5-door version with a unique 19-inch wheels and shiny metallic accents, premium leather, double stitching and genuine wood and metal finish, unique bumpers, panels, grille and exhaust for more assertive safe place, perforated leather sports seats and unique details. Appointment of a full-size panoramic glass roof that allows lots of natural light, further enhance the feeling of space.
2012 Land Rover Range Rover Evoque allows customers the premium leather package that virtually every interior surface of the lid can be determined. In addition, adolescents with 60/40 folding handles Isofix child seat, and possibly, luggage space can be extended to 1445 l decent.
Most functions can be controlled by an SUV with an intuitive touch-screen display, available with dual view technology as the driver and passenger side is the separation of functions or access content simultaneously. Integrated Bluetooth and USB and auxiliary line input is also available. There is also a new 2011 Range Rover Evoque high-end audio system from Meridian, which has 17 speakers for a total of 825 watts of surround sound.

Under the skin, 2012 Land Rover Range Rover Evoque 5-door is equipped with the optional adaptive dynamics system with magnetic ride, which promises to offer a better balance between handling and ride quality, while the company’s signature Terrain Response control of full-time four-wheel drive system for off-road conditions. Land Rover Range Rover Evoque is also the first Range Rover offers a front-wheel drive option.

2012 Land Rover Range Rover Evoque Turbo power plant line-up is shared with the coupe and consists of a modern gasoline and diesel engines, said the offer “four-cylinder efficiency six-cylinder power and refinement.” 2012 Land Rover Range Rover Evoque 5-door Diesel versions, the majority of sales in Europe, so it’s no surprise that the 2.2-liter 2010 Land Rover LR4 engine has two derivatives, with 150 hp (112 kW) and 190 hp (142 kW). Solitary 2.0-liter turbocharged gasoline engine in combination with direct fuel injection and two variable valve timing for a very respectable 240 hp or 179 kW for production.

Sunday, July 31, 2011

Nissan LEAF

It would be easy to paint Nissan as late to the burgeoning U.S. green party, as the company essentially only counts the Altima Hybrid to sell among its alt-fuel offerings – and that sedan utilizes technology borrowed from Toyota, and it's only sold in a few states in small volumes. While that may be the case, Nissan says their near-term prospects are really quite different. While the company has admittedly been cautious in marketing alt-fuel vehicles in North America, they have been hard at work developing electric vehicles – as well as the advanced lithium-ion batteries to support them – since 1992. What's more, officials say they are now singularly well-placed to leapfrog "transitional" powertrain solutions like gas-electric hybrids in favor of genuine zero-emissions vehicles, and they are promising that their first pure-electric car will reach U.S. shores late next year.




That car, the Nissan Leaf shown here, is the reason we find ourselves in the company's brand-new Yokohama headquarters today. Designed as a four-to-five seat, front-drive C-segment hatchback, Nissan says the Leaf is not just for use as a specialty urban runabout, but rather, it was designed as an everyday vehicle – a "real car" whose 160-kilometer+ (100 mile) range meets the needs of 70% of the world's motorists. In the case of U.S. consumers, Nissan says that fully 80% of drivers travel less than 100km per day (62 miles), making the Leaf a solid fit for America's motoring majority, even taking into account power-sapping external factors like hilly terrain, accessory draw, and extreme temperatures.

We were afforded an advance look at the Leaf ahead of the car's unveiling today, and while it was a hands-off affair, we did have the chance to formulate some in-the-metal first impressions and take a deep dive into the car's technology. Click through to the jump to learn all about it.

2011 Mercedes-Benz Viano Vision Pearl Concept

The design concept is takes its inspiration from that of modern sporting yachts, with the theme of travel as an experience. The onboard W-LAN connectivity caters for the needs of modern, mobile individuals. For ther exterior design, Mercedes-Benz has for the first time in the van sector used the paint finish “magno pearl grey”, a matt, pebble-grey colour. The stylistically revised front end of the Viano with its integrated LED daytime running lamps gives the van a more sporty, powerful appearance

The interior of the Viano Vision Pearl is not so much a functional space for passenger transport, but rather a living space. The name Vision Pearl emphasises both the design concept and the repositioning of the Viano: the Viano of the future is the perfect travelling companion, and in this version it conveys a modern, maritime theme.
The Viano Vision Pearl is rounded off by the Bang & Olufsen sound system. Mercedes-Benz has worked together with this world-renowned manufacturer of audio systems since 2009, and integrates the high-end sound systems into passenger cars such as the S-Class. Thanks to the very high output of 1320 watts (the S-Class has 1200 watts) and 18 integrated, specially hand-built loudspeakers, the vehicle occupants are treated to an outstanding listening experience. The Viano Vision Pearl is stylishly discreet where the outside world is concerned: as the loudspeakers are located in their own housings, very little sound volume escapes to the outside.

BMW Z4

Combining classic proportions with modern sportiness, the new BMW Z4 has reached the top of its market segment almost overnight. And now this charismatic roadster is entering a new dimension in driving dynamics, the new BMW Z4 sDrive35is offering an even higher standard of performance ensured both by the modified straight-six power unit with BMW Twin Turbo Technology and High Precision Injection, on the one hand, and by BMW's seven-speed Sport Automatic with double clutch operation and the M Sports Package including the adaptive M Suspension likewise featured as standard, on the other. Appropriate optimisation in engine


technology increases maximum output of the 3.0-litre power unit to 250 kW/340 hp. Peak torque is 450 Newton-metres/332 lb-ft, increasing briefly with the Overboost function to 500 Newton-metres/369 lb-ft. The outstanding power and performance of the BMW Z4 sDrive35is is expressed in particular by the significant increase in pulling power and muscle to be clearly experienced in all situations. In conjunction with seven-speed Sport Automatic featuring double clutch operation, this new top-of-the-range

BMW M3 CRT

The BMW M3 CRT (Carbon Racing Technology) embodies a concentrated blend of state-of-the-art development expertise - inspired directly by motor sport - in the areas of drive system and chassis technology and intelligent lightweight design. It also represents the worldwide debut of a new production process for carbon-fibre reinforced plastic (CFRP) components in the automotive industry. This process allows CFRP to be introduced widely in the construction of the high-performance BMW M3 Saloon-based sports car

created by the BMW M GmbH factory. And that helps it achieve a weight-to-power ratio of 3.5 kilograms per horsepower. A V8 engine with customary M high-revving characteristics and maximum output of 331 kW/450 hp accelerates the BMW M3 CRT from 0 to 100 km/h in just 4.4 seconds.
The BMW M3 CRT will be produced by the BMW M GmbH factory in a limited run of 67 units. Following in the tyre tracks of the BMW M3 GTS - of which 135 examples were produced - this is the second small-series, high-performance M3 off-shoot to be bred for the race track but registered for the road. The exclusive character of the Saloon is emphasised by bespoke lightweight design components manufactured as part of an innovative production process. The bonnet of the BMW M3 CRT and the bucket seats for the driver and front passenger are made from a cellular carbon honeycomb, which is produced in a globally unique process pioneered for the manufacture of body components for the BMW i3 and BMW i8 models.


These new models - due to enter volume production in 2013 and equipped with innovative electric and BMW ActiveHybrid drive system technology - will feature a body consisting entirely of CFRP in the passenger cell area. In a new development, the production process introduced for this purpose enables the cuttings left behind in the construction of the body to be reprocessed. The basic material (made up of carbon fibre thread) can now be woven into CFRP mats of any size before being impregnated with synthetic resin and hardened in a similar way to the material used in the body of the BMW i3 and BMW i8. For the BMW M3 CRT this allows the creation of a bonnet made from two CFRP mouldings encasing an aramid honeycomb structure. This construction imbues the bonnet with the strength of a conventional steel equivalent, but at roughly a quarter of its weight. The weight saving over the aluminium bonnet of the standard BMW M3 Saloon is around 50 per cent.
The material produced through this innovative manufacturing technology is also used for the car's bucket seats. Here, the CFRP layers are wrapped around a recycled-paper honeycomb, with a carbon layer made using conventional production technology added to visible areas. CFRP is also used to make both the rear spoiler of the BMW M3 CRT and an air-channelling element integrated into its front apron.
This innovative manufacturing process opens up considerable potential for increased use of CFRP in series-produced cars as a means of lowering weight. The BMW Group is leading the way in this area of automotive construction, while BMW M GmbH can call on extensive racing expertise when it comes to intelligent lightweight design. The BMW M3 CRT is the latest in a fine tradition of highly exclusive high-performance sports cars optimised with the help of lightweight design. This lineage stretches back to the BMW 3.0 CSL of the 1970s and reached another high point in 2002 with the BMW M3 CSL. BMW M GmbH also broke new ground with the use of CFRP in series-produced vehicles; like the BMW M6 produced up to 2010, the current BMW M3 Coupé comes as standard with a roof made from carbon-fibre reinforced plastic.
Significant weight reduction despite generous standard equipment.
The low-weight construction of the BMW M3 CRT is enhanced by sound-proofing configured specially for the new variant and a sports exhaust system with an extremely lightweight titanium muffler. Also unique to the CRT are the two individual rear seats, which take their cues from the lateral support-enhancing contours of the front seats.
Included in the standard specification of the BMW M3 CRT are the M double-clutch transmission with Drivelogic, Navigation system Professional, BMW Individual High End audio system, a light, exterior mirror and luggage area package, an alarm system and Park Distance Control with sensors at the front and rear of the car. Despite this extremely generous selection of standard kit, its DIN unladen weight of 1,580 kg undercuts that of the standard BMW M3 Saloon by around 45 kg. When you take into account the equipment on board the weight saving is more like 70 kg. Added to which, cleverly reducing the load at the front of the car raises the proportion of the car's weight over the rear axle to 48.4 per cent, which has an extremely positive effect on agility.
High-revving V8 engine with extra power; M DCT Drivelogic.
Under the CFRP bonnet of the BMW M3 CRT lies a variant of the V8 engine developed exclusively for the BMW M3 with further increased displacement, output and maximum torque. The high-revving unit provides the linear power delivery you expect from an M car and a highly responsive performance profile honed by the demands of the race track. Tuned for the BMW M3 GTS, the eight-cylinder engine develops 331 kW/450 hp from its 4,360 cc displacement. Maximum output is reached at 8,300 rpm, and the driver will find peak torque of 440 Newton metres on tap at 3,750 rpm. Helping to give the engine its intoxicating performance is wizardry derived directly from motor sport, including a bedplate crankcase construction in a special aluminium-silicon alloy, individual throttle butterflies, a knock control system with ion current technology and a dynamically-optimised wet sump oil supply.
Transferring the engine's power to the rear wheels is the M double-clutch transmission with Drivelogic developed for the BMW M3. The seven-speed M DCT Drivelogic unit also works according to a principle developed in motor sport, allowing an uninterrupted flow of power through gear changes to deliver extremely dynamic acceleration. Its shift characteristics have been tuned specially for the engine powering the BMW M3 CRT. Shift paddles on the steering wheel allow the driver to change gear manually with optimum ergonomics. And a Launch Control function is on hand to generate maximum acceleration off the start line.
Special chassis construction with race-bred technology.
Expertise from race competition also makes its presence felt in the chassis technology of the BMW M3 CRT. The BMW M3 Saloon's front and rear axle construction has been enhanced by a rigid rear axle subframe and coilover suspension whose dampers are individually adjustable in their compression and rebound. The six-piston, fixed-calliper high-performance brakes of the BMW M3 CRT boast a low-weight compound construction. The vented brake discs measure 378 x 32 millimetres at the front axle and 380 x 28 millimetres at the rear. The new M3 variant also uses Stahlflex brake lines and model-specific comfort brake pads.
The specially tuned DSC (Dynamic Stability Control) system - including ABS and M Dynamic Mode (MDM) - responds to both the greater dynamic potential of the BMW M3 CRT and its optimised axle load distribution. Meanwhile, the 245/35 R 19 front tyres and 265/35 R 19 rears (fitted on 19-inch M light-alloy wheels in Y-spoke design) ensure the engine's acceleration and braking power is transferred to the road with maximum impact. The electronic engine management of the BMW M3 CRT caps its top speed at 290 km/h.
The exclusive Frozen Polar Silver metallic exterior paint shade in combination with Melbourne Red metallic applications and special treatment for the BMW kidney grille also help to set the BMW M3 CRT apart from the standard M3. Inside, the Saloon comes with likewise exclusive door sill strips, door panels and trim strips in aluminium grain structure. Completing the distinctive ambience inside the high-performance Saloon are the Alcantara-covered M steering wheel, which has an M Drive button allowing the driver to call up his preferred set-up instantly, and special Sakhir Orange and Black bi-colour covers for the front and individual rear seats.

Tuesday, July 19, 2011

Citroën DS3 R3

In addition to Citroën Racing's official participation in WRC, where it has won five FIA World Championship Constructors' titles, Citroën Racing has always offered products designed for customers. The champion team has now furthered this rich tradition with Citroën DS3 R3, a model set to make its rallying debut at the end of 2010. Versatile, high performance and yet affordably-priced, Citroën DS3 R3 is set to become the new leader in its category.

Based on the FIA's new Group R3T regulations, Citroën DS3 R3 features the same structural design and appearance as the production model, with the production steel body shell reinforced by a welded, multi-point roll cage, improving the resilience of the chassis and safety for the driver pairing.
Under the bonnet lies a four-cylinder 1.6-litre THP (high pressure turbo) engine, which has been developed using the PSA production engine. Specific racing parts (air box, camshaft, pistons, connecting rods, exhaust and turbo systems, electronic unit, etc.) have been deployed to boost the car's power to 210bhp. In addition to its overall power, special attention has been given to increasing the engine's torque to improve traction, one of the key factors in delivering efficient driving performance. With 350Nm, the Citroën DS3 R3 engine offers unrivalled flexibility on the road.


Citroën DS3 R3 has benefitted from the extensive expertise acquired by Citroën Racing through its involvement in the World Rally Championship. As with the C4 WRC, the six-speed gearbox features semi-automatic sequential control, enabling gear changes to be made twice as quickly as with a manual gearbox, whilst also improving the reliability of the car's powertrain.

Friday, July 1, 2011

Nissan Juke

Nissan Juke is set to change the urban landscape... for the third time. Following in the wheeltracks of the Murano large crossover and then the successful Qashqai - the car that three years ago introduced the concept of a crossover as an alternative to the traditional C-segment hatchback - comes its younger brother, the Nissan Juke.

Designed to bring a breath of fresh air to the B-segment, Nissan Juke is a distinctive combination of SUV toughness and sporting style. Conceived to inject some masculinity and dynamism into the small car market, Nissan Juke combines a number of seeming contradictions beneath its highly individual lines.
"It takes the best elements of an SUV and sports car and combines them," says Pierre Loing, Vice President, Product Planning, Nissan Europe. "It's roomy yet compact, robust yet dynamic and practical yet playful. These are qualities that seem to contradict each other, yet come together in Nissan Juke to create something that's genuinely unique."
Nissan Juke was created at Nissan Design Europe (NDE) in the heart of London, and refined at Nissan's Design Centre (NDC) in Japan. Principle engineering took place in Japan with significant European input and Juke will be built in Nissan's factory in Sunderland in the north-east of England.
"The design shows real optimism. By combining design elements from two genres to create a small, but striking Crossover that displays a genuine confidence and style. And those are qualities we also expect to find in a Nissan Juke customer," said Shiro Nakamura, Senior Vice President for Design and Chief Creative Officer

From a design standpoint, the lower portion of Nissan Juke is pure SUV, with chunky wheels, wide tyres, extended ground clearance and a robust stance. But the top portion is unadulterated sports car, with a high waistline, slim visor-like side glass graphics and a coupé-style falling roofline. The coupé effect is further underlined by the rear doors which have their handles hidden in the frame of the door.
Inside, the sports car theme continues with a driver-focused cabin dominated by a centre console design inspired by a motorcycle fuel tank. Finished in a distinctive high gloss colour, the 'bike' console adds a sense of fun to the car. Practicality is assured by the rear-opening hatch and versatile luggage area with hidden storage opportunities.
Based on the Renault Nissan Alliance B platform, Nissan Juke has a 2530mm wheelbase. On front-wheel drive versions, suspension is by MacPherson struts at the front with a torsion beam at the rear while four-wheel drive models have a multi-link rear suspension modelled on the system found on Qashqai.
The All-Mode 4x4-i is a new development of Nissan's respected electronic all-wheel drive system and now features torque vectoring technology to enhance agility and reduce understeer when cornering.
In Europe, three different engines will be available when sales start later in the year (UK sales begin in October): one diesel and two 1.6-litre petrol units, all fully Euro 5 compliant. At the top of the range is a new turbo-charged petrol engine (MR16DDT) with direct injection. The engine is one of the most powerful in its class, developing 140kW (190PS) and 240 Nm. The combination of direct injection with a turbocharger provides the power and responses expected from a 2.5-litre engine with the economy of a smaller engine.
The second petrol engine is a newly developed version from Nissan's trusted HR-family. Designated HR16DE, the lightweight, low-friction 16-valve unit now has a unique dual injection system allowing finer metering of the fuel sprays for better combustion and develops 86kW (117PS). The K9K 81kW (110PS) 1.5-litre dCi common rail diesel offers excellent driveability - thanks as much to its heady 240 Nm of torque - with good economy and emissions.
In terms of transmissions, the two-wheel drive turbo-charged 1.6-litre petrol engine is available with a six speed manual, while a CVT transmission with a six-speed manual mode will be available on the range-topping all-wheel drive version of the turbo-charged petrol engine.
The naturally aspirated 1.6-litre petrol is available either with a 5-speed manual or the updated XTRONIC CVT and the 1.5-litre diesel engine is available with a 6-speed manual.
Trim and equipment options will follow the established Visia, Acenta and Tekna lines while a full range of accessories has been developed for owners who want to personalise their Nissan Juke still further.
"Nissan Juke is not a traditional B-segment car, and that is quite deliberate. It was born in an urban environment and that is where it will spend most of its life. Fittingly, its combination of agility and toughness make it one of the most streetwise cars around.
"Juke joins Murano and Qashqai to cement Nissan's position as the leading brand in the crossover market," said Simon Thomas, Nissan's European Senior Vice President for Sales and Marketing.
Exterior design
First revealed as the Qazana show car - unveiled at the 2009 Geneva Motor Show - Juke was created at the London-based Nissan Design Europe and refined at Nissan's Design Centre (NDC) in Japan. Qashqai, also created at NDE, is sold in Europe, Asia and Australia while Nissan Juke will be marketed in Europe, Japan and the United States.
"The outcome of this global collaboration is a car that comes from where East meets West, with vital contributions from NDE and NDC being key to creating such a striking design," said Shiro Nakamura.
Its highly individual lines are carried over virtually intact from Qazana. The boldness of the design reflects the significance of the B-segment in the European market: Europe is expected to take the lion's share of sales ahead of the other main markets, including North America and Japan.
The design team drew inspiration for Nissan Juke's design from a number of unusual sources. They looked back at a number of vehicles synonymous with an active and sporting life - and that list included rally cars and motorbikes. It's clear to see where those ideas have influenced the design.
The result combines a number of different themes, but with Nissan DNA threaded through. It has a tough solid body to reflect the SUV element, yet is a very sensual car, too, with complex curves and a coupé profile accentuated by the narrow side glass and hidden rear door handles which help give the impression of two rather than four doors.
But there is also clear Nissan family DNA in the design - the boomerang rear lights, for example, from the 370Z - but none of the elements are slavishly copied so while retaining Nissan DNA, Juke stands alone as a unique, almost maverick, design.
This is a key theme running through Nissan designs. Alfonso Albaisa, Vice President, Nissan Design Europe, says: "Nissan Juke has elements inspired from other cars in our range such as 370Z and even Cube, but our intention is never to make obvious links between our cars but natural ones. Cube is a cool car, for example, and that coolness can also be found in Nissan Juke."
With generous ground clearance, big wheels and tyres, a high waistline and a broad shoulder line, the bottom 'half' of the car appears to be pure SUV. The impression is accentuated by typical SUV features such as the contrasting black sill and wheel arch finishers while at the front and rear, the lower bodywork emerges from underneath the car, resembling underbody protection.
At the front, the 'sump guard' forms part of the air intake assembly but rather than use a simple meshed grille, the design team have developed the moulding into a series of circular slots… which are suggestive of biotic elements.
Above the waistline, however, Nissan Juke shows its sporting credentials. A heavily raked windscreen, complete with Nissan's signature Crossover upswept flick to the rearmost side window - and sloped roof-line provide a profile reminiscent of an aircraft's canopy.
The rear of the roof incorporates an integral spoiler to reduce aerodynamic lift to help high speed stability. The neat duck-tail ridge was perfected with computational fluid dynamics (CFD) and tests in the wind tunnel.
The lights also reflect the car's sporting agility. At the front these are split into two distinct elements. Framing the upper half of the bonnet, thin slashes contain running lights and turn indicators, while the main and dipped beams mounted lower on the nose of the car were inspired by the auxiliary lamps fitted to rally cars in the sixties and seventies. At the rear, the tail-lights put their own spin on the boomerang shaped lamps found on the 370Z.
In total, a nine colour palette of exterior colours is planned, including two whites, a solid and a pearl, and three shades unique to Nissan Juke - Force Red, Haptic Blue and Machine Brown, though the total availability will depend on region.
Seiji Watanabe, Associate Product Chief Designer: "We want our cars, our crossovers in particular, to have a spirit of agility, to be seen as light, nimble, reactive. Nissan Juke displays all these attributes and delivers a real sense of optimism."
Interior design
Nissan Juke's active, sporting exterior is matched by its interior… where the dominant feature also displays a sense of fun: the centre console, finished in a high gloss paint, resembles a motorcycle fuel tank.
"It's unexpected," says Alfonso Albaisa. "And that gives the interior a certain sexiness."
Reflecting the exterior's blending of SUV and sports car attributes, the interior provides the commanding driving position but with all the attributes expected of a sports car. The gear shift sits on the top of the 'motorbiketank' to guarantee slick changes while the tank itself is no mere styling statement but also provides a bracing point for the driver's knee during spirited cornering.
Similarly, the central stack - which incorporates the new Nissan Dynamic Control System - is ergonomically designed to ensure the driver has instant access to the information and drive mode controls.
Attention to detail is evident everywhere. Chrome fittings and high quality materials are used throughout while the interior colours - red or gun metal grey for the central console are available, depending on the grade; black, silver or red accents to the leather or honeycomb 'sports' fabrics - underscore the car's sporting attitude. Even the door arm rests, shaped like flippers used by scuba divers, reflect an active outlook.
Despite its overall compact dimensions, the roomy interior offers competitive levels of space inside: front head room and rear knee room will be sufficient for most occupants. Unlike the Qazana show car, Nissan Juke is a full five seater.
The practical luggage area is large enough to take a nine inch golf bag or a maximum size suitcase and it also includes an underfloor storage area (4wd versions excepted) which takes its potential capacity to 251 litres (VDA). In addition, the rear seats split 60:40, and also fold in one simple movement to provide a totally flat loading floor.
To hide luggage away from prying eyes, the trunk area has an integral tonneau cover which differs from the conventional by being attached to the tailgate and rises with the door when the trunk is opened.
"The interior displays a number of attributes which really sum up the entire car. There's a lot of emotion here, a real sense of fun and a genuine quality," says Albaisa.
Platform
Nissan Juke is based on Renault Nissan Alliance B-Platform and has a 2530mm wheelbase, is 4135mm long, 1765mm wide and 1570mm tall. To allow the top of the range to use 17-inch wheels and 215/55 R17 tyres, the track front and rear is 1525mm, the widest yet seen on the Alliance B-platform.
As new models evolve so a platform will undergo a number of changes, and Nissan Juke's underpinnings are no exception. For its application on Nissan Juke, it has been lengthened, widened and significantly strengthened and lightened to enhance safety, refinement, and fuel efficiency.
Although the basic suspension system mirrors that found on other B-segment cars, with MacPherson struts at the front and a torsion beam at the back, a new cradle-type front subframe has enhanced the lateral stiffness of the assembly. Along with revised front suspension geometry, this has helped to promote better handling and ride comfort along with greater refinement.
The 4wd versions of Nissan Juke further benefit from a new multi-link rear suspension. When coupled to Nissan's newly developed torque vectoring four-wheel drive technology to limit understeer, Nissan Juke's handling is at the top of the class in spite of its higher ground clearance while comfort has been preserved.
In an urban environment, the combination of higher ground clearance and large tyres mean that speed bumps and poor road surfaces will not cause as much discomfort - or damage - as they would to a conventional sports hatchback.
Despite its SUV looks and the comparatively high eye-point, Nissan Juke's front and rear roll centre heights are as low as possible - closer to a conventional hatchback than a typical SUV - to reduce body roll in corners.
Agile handling is also helped by speed sensitive electric power steering, standard on all models, and by increased upper body strength and stiffness. Nissan Juke incorporates a newly developed ring structure which connects the upper body to the rear suspension, thus increasing torsional rigidity.
Engines and drivetrains
In Europe, there will be three engine and manual or CVT transmission choices when Nissan Juke sales start in the second half of 2010. At the top of the range is a newly developed 1.6-litre Direct Injection Gasoline turbocharged engine which develops 140kW (190PS) and 240Nm.
A low friction and lightweight design, the 16 valve engine uses direct injection to improve combustion to optimise power and torque, economy and emissions. The addition of a turbocharger and intercooler helps to boost power - this engine is one of the most powerful in its class - while variable timing control for both intake and exhaust cycles (twin VTC) improves low end engine response. A degree of overlap allows exhaust gas recirculation.
Low friction techniques include the adoption of diamond-like carbon (DLC) coating for the valve lifters and mirror finish camshafts. The result is an engine delivering the performance levels of a normally aspirated 2.5-litre engine but with the fuel economy of a smaller engine.
The Direct Injection Gasoline engine in two-wheel drive versions of Nissan Juke will be coupled to a six-speed manual transmission. On the four-wheel drive version, it will be mated to Nissan's XTRONIC CVT transmission, with six-speed manual mode.
The second petrol engine, which also displaces 1.6-litres and has four valves per cylinder, is an extensively reworked member of the HR family. Designated HR16DE, it has undergone a number of significant changes with a larger exhaust manifold, a retuned intake manifold, twin VTC, improved intake tumble flow and new catalyst with a hexagon cell formation.
New pistons with revised crowns and integral oil jet cooling have been adopted along with low friction techniques such as diamond-like carbon coating on the valve lifters.
But the most significant change has been the development of a dual injector system - a world first - which has two injectors for each cylinder, each with smaller nozzles to deliver finer, more closely targeted sprays of fuel into the cylinders for more efficient atomisation and more complete combustion.
Together the changes have led to significant improvements in power, torque and fuel economy. The engine produces 86kW (117PS), representing a six per cent improvement over previous versions of the engine. Torque has improved by three per cent to 157Nm while economy figures show a 5.6 per cent improvement. The normally aspirated petrol engine powers two-wheel drive versions only, and will be available with either the five-speed manual or the updated XTRONIC CVT transmission option, a different CVT transmission to the one used with the DIG engine.
The final engine choice is the familiar Alliance developed K9K 1.5-litre dCi turbocharged common rail diesel. The 1,461cc eight-valve engine delivers good fuel economy, low emissions and running costs with excellent driveability.
With power rated at 81kW (110PS) at 4,000 rpm and torque at an impressive 240 Nm at 1,750 rpm this unit features a fuel return rail and control unit for improved fuel efficiency. Injection pressure is 1,600 bar. Improved glow plug performance speeds up cold start performance. Emission control systems include a diesel particulate filter (DPF), with a fifth injector for regeneration and cooled exhaust gas recirculation while the turbocharger layout altered to make the distance between it and the DPF as short as possible.
The diesel will be available on two-wheel drive models with the six-speed manual transmission. For Europe, all the engines are fully Euro 5 compliant.
While the manual transmission has been carried over largely unchanged from Qashqai, both XTRONIC CVT systems feature a number of key technologies that promise significant improvements in weight, packaging, performance and fuel efficiency.
The updated XTRONIC CVT unit, used with the conventional 1.6-litre petrol engine, is 10 per cent shorter than before and 13 per cent lighter while internal friction has been reduced by a remarkable 30 per cent. This unit is the world's first CVT with a sub planetary gear which allows a far higher transmission ratio - 7.3:1 - than previous Nissan CVTs. Smaller, lighter pulleys, a flexible lock up damper and a more efficient oil pump all promote great fuel efficiency.
The XTRONIC CVT with 6-speed manual mode in the turbocharged petrol-engined Nissan Juke has been tuned for a more sporting performance with revised manual modes for sharper acceleration while the management system has been reprogrammed to enhance fuel efficiency. Both CVTs have adaptive shift control systems that can be selected via the Nissan Dynamic Control System.
Unusually in its class, Nissan Juke will be available with the option of four-wheel drive in addition to conventional front-wheel drive. A newly developed all-wheel drive system is based on Nissan's ALL-MODE 4x4-i electronic technology but which now adds a lateral torque-vectoring capability to its armoury.
As well splitting torque front to rear - upto a maximum of 50:50, it can now be split from side to side across the rear axle, too. By monitoring vehicle speed, wheel speed, gear position, steering angle, lateral G forces and now vehicle yaw rate, torque distribution can be increased to the outside rear wheel in corners to cut understeer and enhance the car's cornering ability. In total, upto 50% of the total available engine torque can be sent to either rear wheel.
The new rear axle incorporates electric couplings at either end plus a new final drive The inclusion of this innovation is a first in the small car segment - a technology that has, until now, only been found on top-of-the-range, premium vehicles.
The new system is noticeably lighter and more compact than similar systems used by some other manufacturers.
Equipment and model lines
Just about the only conventional aspect to Nissan Juke is the model line-up, which follows Nissan's established Visia, Acenta and Tekna lines. Lists of standard and optional equipment will be released nearer the on sale date, but expected items such as climate control, leather upholstery, rear view camera and Intelligent Key will all be available to Nissan Juke customers along with some more unusual features.
One such is Nissan Dynamic Control System, a central command and display module which allows the driver to alter dynamic drive settings as well as make changes to more obvious functions such as climate control.
Cleverly, the module adopts different displays, colours and functions depending on how it is being used. In Climate mode, the display shows the interior temperature setting while the 'buttons' display air-flow preferences.
But in D-Mode, the buttons change to Normal, Sport and Eco driving modes, altering throttle maps, torque availability, CVT shift schedules, steering effort and even air conditioning performance to suit the conditions. The display, meanwhile, shows engine and drive related dials and information.
Car settings, such as the sensitivity of automatic headlights, can also be adjusted via the system, while the display changes colour to signify what type of information is being displayed. Driving information incorporates panels giving average speed, fuel economy, journey times and so on. Overall, the display is designed to add a feeling of cool, engaging technology to the interior.
Accessories
Although Nissan Juke has a long list of standard equipment, Nissan has developed a full range of accessories enabling owners to personalise their cars still further. Among the items on offer are different designs of alloy wheel as well as front and rear under body protectors to accentuate the SUV element of the design.
Other exterior features include exhaust finishers, a roof spoiler and wind deflectors on the doors, while inside an owner can add illuminated door sills and interior accent lighting. Practical touches include advanced security systems as well as extra storage opportunities in the front armrest and in the luggage area.
European Customers
"The incredible success of our Qashqai compact crossover - we've recently passed half a million sales in Europe alone - has shown that customers are fed up with conventional cars. Nissan Juke is even bolder, even more adventurous than Qashqai and is set to confirm Nissan's position as a pioneer of crossover in Europe and, indeed, globally," says Simon Thomas.
Nissan Juke has been conceived with the specific intention to fulfil unmet customer expectations by adding much dynamism and masculinity to the sober, safe small car market. Who does Nissan imagine will buy Juke in Europe?
Clearly Urbanite, male customers are expected to be predominant but a significant proportion of buyers are anticipated to be women - one third according to Nissan's estimates. Nissan Juke will attract a younger audience than average Nissan customers (under half will be below 40), these estimates shows that Nissan Juke will have a broad appeal, supporting Nissan's research that there is widespread disillusionment at the lack of excitement in the small car sector in Europe.
Sales of Nissan Juke will come largely from the B-segment and is also expecting to attract C-segment customers, with people trading down to enjoy something more radical and inspirational. As with the successful Nissan Qashqai, a large majority of Nissan Juke customers will be new to the Nissan brand.

Monday, June 6, 2011

Get the Best Auto Insurance Quotes for Your Vehicle

By Adam Dicker

Auto insurance is a mandatory aspect in most countries in the world and it makes a lot of sense in getting your vehicle insured with a competent and reputed insurance provider so as to minimize a lot of unwanted stress or possible hassles at a later date. Before going in for an auto insurance quote, it should be kept in mind that separate provinces have differing laws regarding auto insurance, and insurance regulations may differ according to the particular palace of residence.

If you drive or own a vehicle, it is possible that you are on the lookout for a suitable auto insurance policy which will aid you during emergencies. It is also possible that you may be overwhelmed by the various options available for insuring your vehicle as well as the number of insurance providers who claim to be the best in the field. It would be a good idea to get auto insurance quotes from various providers so as to source out the best possible deal that will help you to insure your vehicle cheaply.
It is very important that you understand the basics of auto insurance before signing up with a provider. Auto insurance quotes may depend on various factors like the driving history of the driver, the make and year of manufacture of the vehicle in question, purpose of the vehicle, location of the vehicle, whether the vehicle has any insurance claim record, the details of the various drivers who would be handling the vehicle, etc. A suitable guide in this regard would be an insurance broker of repute who will direct you to getting the most suitable deal.
Getting an auto insurance quote is actually very easy and stress free and can be availed within no time. Most insurance providers of repute are listed in the local directories and can be contacted easily through agents or insurance brokers who will contact you to provide required details and answer your queries.
Most companies which deal in insurance also have their own websites which make it easier for the consumer to obtain free auto insurance quotes. This is most definitely an easier way of doing things and consumes less time too as you will get the desired information within a matter of minutes. You may be asked for a set of details both personal as well as regarding the vehicle you want to insure. It is important that you provide genuine information so as to generate a quote which gives the most accurate estimate of the premium which you have to pay.

Article Source: http://EzineArticles.com/6304733

Obtaining a Cheap Car Insurance Quote

By Adam Dicker

Car insurance is a necessary aspect with regard to the rules and regulations that are put forth by most countries of the world. Insuring your car can be extremely beneficial even though you may feel the pinch in paying hefty amounts as premiums annually. Even though, when in times of emergencies that concern your vehicle, you can deal with it in a better frame of mind and feel totally stress free knowing you have an insurance backup. So how do you go about obtaining a cheap car insurance quote?

One of the best possible means of obtaining a cheap car insurance quote is to shop around. You really don't have to call up or visit every single insurance provider in your locality. Instead, you can log in to the internet and access a whole lot of information through their websites. Auto insurance comparison websites too can help you a lot in this regard by providing you a variety of quotes that are in keeping up with your requirements. All that you need to do is to fill up a mandatory form with the required details and you can obtain quotes from various insurance providers and compare them to source out the best deal suitable for your requirements.
Another way of getting a discount for your auto insurance is through a multi vehicle policy where you can club the insurance for multiple vehicles that you own with the same insurance provider so as to be eligible for attractive multi vehicle discounts up to 15%. Another option would be to get your car insured by the same insurance provider with whom you have taken up a homeowner's insurance so that ultimately you stand to save on the premium amount by availing of an additional 10% discount.
It is perfectly possible for you to avail of a cheaper car insurance quote by keeping in mind certain basic facts which can help lower the premium amount. For example, if your vehicle is considerably old, you can drop the collision coverage so as to lower your premium amount. Similarly raising the deductible will also cause to lower the monthly premium amount that you have to pay towards your auto insurance.
Driving history is another important factor which determines the premium amount. It is possible to get a discount if you have a safe history of driving. The age of the driver also plays a role in lessening the premium. A trendy sports car can lead to a higher premium than an ordinary one. Similarly, having a lot of safety and security features in your vehicle can make a difference in your payment figures.

Article Source: http://EzineArticles.com/6304753